What is 3D Secure Authentication?
3D Secure stands for 3 Domain Secure. There are 3 parties involved in the 3D Secure process which are:
- The Vendor
- The Acquiring Bank
- Visa and MasterCard
3D Secure is a culmination of Verified by Visa (VbV) and MasterCard Secure Code (MSC). 3D Secure is the latest fraud prevention initiative launched by the card schemes as a more secure method for authenticating the shopper at the time of the transaction. Visa and MasterCard will take responsibility for your 3D Secure Authenticated transactions, taking the liability and reducing the risk of chargebacks your receive.
What do you see during 3D Secure Authentication?
Capturing Information
3D Secure is a culmination of Verified by Visa (VbV) or MasterCard Secure Code (MSC). 3D Secure is the latest fraud prevention initiative launched by the card schemes as a more secure method for authenticating the cardholder at the time of the transaction. For more information on how this authorisation process works, please refer to our 3D Secure authentication process section below.
If you have registered and set up 3D secure on your site with Protx, you will be given the option to register your cards and/or verify your transaction.
Once you have entered your card details on the Protx payment page you will be prompted on the confirmation page to register your card for 3D Secure (if you have yet to do so) or proceed with the transaction and enter your pins.
If you have yet to register, you will be passed through the following stages three steps (the steps below are an example):
If you have already registered your cards, you will be redirected to the Verified by Visa/MasterCard Secure Code website to enter your password:
Once you have submitted your password, the transaction will continue with the authorisation process and then either direct you to our success or failure page.
For further information about these schemes visit:
Verified By Visa: www.visaeu.com/verified
Mastercard Secure Code: www.mastercard.com/securecode
The 3D Secure Authentication process
3D Secure is an extra step you must take to process your order.
After you have chosen your goods and elected to pay, you will be sent to our Protx Payment pages on the Protx secure servers. There, you will enter your card details and submit them for processing.
When submitting your card details, depending on the card type you entered, you will be redirected to a Visa or MasterCard page.
1. If you have registered your card for 3D Secure, you will be asked to enter your 3D Secure password.
2. If you have not registered your card before, you will have the option to do so, there and then.
3. If you have not registered your card and do not wish to do so your order maynot be processed.
